Strong brand association
Backed by Tata Sons and AIA Group, combining the Tata brand with AIA’s insurance expertise.
Aalok Jhamb · IRDA-certified Financial Advisor
Plan with clarity.
Plan with clarity.
Protect with confidence.
Personalised financial solutions that help you protect your family, prepare for tomorrow and grow your wealth with purpose.
20+Years of experience
2,000+Clients served
IRDACertified advisor
Founder & Financial AdvisorAalok Jhamb
✓ Advice built around your goals
Introduction
Financial guidance that starts with understanding you.
One Financial Solutions was founded by Aalok Jhamb, an IRDA-certified Financial Advisor with over 20 years of experience in Wealth Management.
With extensive experience in financial planning and investment solutions, Aalok has served more than 2,000 clients across Delhi & NCR, helping individuals and families plan, protect and grow their wealth through personalised financial solutions.
Our approach is built around understanding each client’s financial goals and providing tailored solutions designed to meet their short-term and long-term financial needs.
Our approachUnderstand → Plan → Protect → Grow
Our solutions
A plan for every stage of life.
From family protection to long-term wealth creation, we help you evaluate the options and choose with confidence.
01
Life protection
Why do some customers choose Tata AIA Life Insurance?
Family life protection
Life cover can provide a financial benefit to the nominee, helping protect the family’s goals and responsibilities.
Wide range of solutions
Options include Term Insurance, Savings Plans, ULIPs and Retirement or Pension solutions for different objectives and risk preferences.
Claim settlement track record
Tata AIA reports an Individual Death Claim Settlement Ratio of 99.45% for FY 2025–26. This should be considered alongside policy terms, exclusions and other financial measures.
Savings & income options
Selected products offer disciplined savings with features such as guaranteed income or maturity benefits, subject to plan terms.
Investment-linked options
ULIPs offer life cover with market-linked, long-term wealth accumulation and fund choices, subject to policy terms and market risk.
In simple words
Customers may choose Tata AIA for a combination of life protection, long-term planning, savings or investment options and the support of an established insurer.
The right policy should be selected for the customer’s age, income, goals, protection need, affordability, investment risk and policy terms—not the brand alone.02
Health protection
Why is a Mediclaim Policy required?
Medical treatment costs can arise unexpectedly. A health insurance policy can help manage eligible expenses and protect your savings.
Rising medical costs
Helps cover eligible hospitalisation, surgery, medicines, diagnostic tests and treatment expenses.
Protects your savings
Can reduce the need to use investments or savings during a major medical emergency.
Hospitalisation support
Plans may cover hospitalisation, pre- and post-hospitalisation care and day-care procedures.
Cashless treatment
Many policies provide access to network hospitals for eligible cashless treatment, subject to insurer procedures.
Family protection
A family floater can cover multiple family members under one policy, subject to eligibility and terms.
Plan while healthy
Early cover matters because policies may have waiting periods, exclusions and underwriting conditions.
Potential tax benefit
Eligible premiums may qualify for deduction under Section 80D, subject to applicable rules and the individual’s tax regime.
In simple words
Life insurance protects against the financial impact of loss of life. Health insurance helps protect your finances against eligible medical expenses.
We evaluate family size, age, existing cover, medical needs, budget and goals to help identify an appropriate policy.03
Wealth creation
Why are SIPs & Mutual Funds important?
Building wealth is not only about saving—it is about investing systematically according to your goals and risk profile.
Disciplined investing
A SIP invests a fixed amount at regular intervals, helping build a consistent investment habit.
Long-term goals
Invest for education, a home, retirement and wealth creation, based on the scheme and its performance.
Growth potential
Market-linked funds may offer long-term capital appreciation, although returns are not guaranteed.
Power of compounding
Returns can potentially generate further returns over time, making an early start valuable.
Diversification
Funds can spread investments across multiple securities, sectors or asset classes.
Flexible options
Choose funds for different goals, horizons and risk levels; SIPs can generally be adjusted subject to platform terms.
Liquidity
Many open-ended funds allow redemptions, subject to scheme rules, exit loads and settlement conditions.
In simple words
Save for today. Invest for tomorrow.
A regular SIP can help turn a manageable monthly amount into a long-term corpus. Outcomes depend on the amount, duration, market performance, costs and scheme selected. We explain the associated market risks before investing.Let’s talk
Your goals deserve a thoughtful plan.
Connect with One Financial Solutions for personalised guidance across life insurance, health insurance and investment solutions.
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Personalised guidance for protection, health and long-term financial goals.
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